Fire Damage Public Adjuster Serving NYC, Long Island & Westchester
The insurance company has attorneys. You should too.
Attorney-backed representation. Zero upfront cost. Licensed in NY, NJ & CT.
A+ BBB Rating | 37+ Five-Star Reviews
Licensed Public Adjuster | Attorney-Backed | P&C Insurance Expertise
Call Us Before You Call Your Insurance Company. Here's Why.
The moment you report a claim, the insurance company sends their adjuster.
Their mission isn't to help you rebuild - it's to close your file for as little as possible.
They'll document what's obvious and ignore what's expensive.
Smoke damage behind walls? Structural warping from heat? Soot in your HVAC system? They know it's there. They're counting on you not to.
Here's what changes when you call us first:
We're there when they arrive. Before they can minimize anything, we've already documented everything. We set the baseline high. We catch what they conveniently "miss." We make sure their lowball offer never becomes your reality.
The first 24 hours shape your entire claim. What you say, what you document, what you overlook - it all gets locked in. Most fire claims get underpaid by 40-60%.
Calling us first is the difference between accepting their number and getting what your policy actually owes.
Start Your Free Fire Damage
Claim Review
Complete this short form and our team will reach out within minutes to guide you through your next steps.
Real Clients. Real Fires.
Real Recoveries.
$128,000 fire claim → $412,000 final settlement
Smoke damage in walls, secondary structural damage they "didn't see"
Kitchen fire initially valued at $45,000 → $94,000 after we caught depreciation games
Insurance tried to use 15-year-old replacement costs. We corrected it.
$250,000 added to commercial fire claim after carrier tried early closure
They wanted to settle fast. We made them pay correctly.
Denied smoke damage claim → $180,000 approved after attorney review
Policy language was on our client's side. Insurance ignored it until we brought receipts.
You don't get results like this by being polite with insurance companies.
What Others Say (After They Wish They'd Called Sooner)
"The insurance company's first offer was a joke."
"Diamond Adjustment handled everything from day one. Professional, relentless, and we would've lost hundreds of thousands without them. Can't recommend enough."
— Maria R., Queens, NY
"Joe took over the entire claim."
"I was overwhelmed and didn't know where to start. Joe stepped in immediately, dealt with the insurance company, and got us 3x what they originally offered. My life changed forever."
— David L., Westchester, NY
What We Handle
(So You Don't Have To)
Fire claims aren't simple. They're layered, technical, and deliberately confusing. Insurance companies know this. We do too.
Every Diamond client gets:
Complete Damage Documentation
Structural damage inspection (including what's behind walls)
Smoke and soot infiltration mapping
Hidden damage detection (the kind adjusters ignore)
Contents inventory with professional valuation
Firefighter water damage assessment
The Legal Fight
Full policy review by licensed attorney
Code compliance and rebuild cost evaluation
Carrier negotiation with legal backing
All communication with insurance company (you never speak to them)
Appeals and denial reversals when needed
All communication with insurance company (you never speak to them)
Your Full Recovery
Temporary housing coordination (ALE - Additional Living Expenses)
Making sure you're not stuck paying out-of-pocket while they delay
Ensuring every covered item gets paid, not just the "easy" ones
One number. One team. Zero runaround.
Why Diamond Adjustment Isn't Like Other Public Adjusters
The Attorney-Backed Public Adjuster in the Region
Every case gets legal review. Insurance companies don't expect this. It changes everything.
Licensed Public Adjuster + P&C Insurance Broker
Joe doesn't just read your policy - he understands how carriers think, where they cut corners, and what tactics they'll try. Because he's licensed on both sides of the table
Local, Fast, and Available 24/7
We serve all five boroughs of NYC, Long Island, Westchester, Connecticut, and New Jersey. Same-day or next-day response in most cases. You get Joe's direct number - not a call center.
A+ BBB Rating | 37+ Five-Star Reviews
People trust us because we show up, we deliver, and we don't stop until you're made whole.
Zero Out-of-Pocket Cost
We work on contingency. If you don't get paid, we don't get paid. No recovery, no fee. Period.
We Speak Your Language
Multilingual support available: Spanish and Greek. Insurance shouldn’t be harder because of a language barrier.
Joseph Miranda,
Owner of Diamond Adjustment.
Our Process
(Three Steps, Then You Get Paid)
Step 1: Free Inspection & Full Policy Review
We come to your property, document all damage (visible and hidden), review your policy line by line, and map out the full scope of your loss. Our attorney reviews your coverage to catch exclusions insurers will try to use against you.
Step 2: We Handle Everything
From this moment forward, you don't talk to the insurance company. We do. All of it. Every email. Every call. Every piece of paperwork. Every negotiation. You focus on your life. We focus on your money.
Step 3: You Receive Maximum Settlement
We fight for every dollar your policy owes.
No "good enough" settlements.
No shortcuts. If they deny or lowball, our attorney steps in and we escalate legally.
Ready to get started?
Service Areas:
NYC, Long Island, CT & NJ
New York:
All Five Boroughs: Manhattan | Brooklyn | Queens | Bronx | Staten Island
Long Island: Nassau County | Suffolk County
Westchester County
Connecticut: All counties
New Jersey: All counties
Licensed, bonded, and trusted across the entire tri-state area.
Questions You're Probably Asking Right Now
How much does this cost me upfront?
Zero. Nothing. We only get paid when you do. No recovery, no fee.
What if the insurance company already made an offer?
Perfect. Most first offers are 40-60% below what you're owed. We regularly increase them by 2x to 5x. Even if you've already accepted, we can sometimes reopen claims.
My claim was denied. Is it too late?
Not even close. We specialize in overturning denials. Our attorney reviews the denial letter, finds the policy language that supports your claim, and we file appeals that actually work.
Do you handle commercial fire claims?
Absolutely. Residential, commercial, any size. Multi-unit buildings, retail spaces, warehouses - if there's a policy, we can fight it.
How fast can you get here?
Same day or next day in most cases across NYC, Long Island, Westchester, CT, and NJ. Time matters in these claims - the sooner we're involved, the more we can protect.
What if I already spoke to my insurance company?
It's fine. We can still step in. Just stop talking to them now and let us take over. Anything you say from this point forward can be used to reduce your payout.
No recovery, no fee. Risk-free.
READY TO Take The Next Step?
Don't Fight the Insurance Company Alone
They have entire legal teams working to minimize your payout.
You should have someone just as relentless - with an attorney backing every move.
Same-day response. Zero risk. Maximum settlement.
Start Your Free Fire Damage Claim Review
Complete this short form and our team will reach out within minutes to guide you through your next steps.
